Whether it’s a trip to the grocery store, an evening at the movies, or shopping for new clothes for your growing kiddos, you’re likely spending money almost every time you leave the house. But that doesn’t mean that you couldn’t be spending less!

If you’ve been using Ibotta, you’re already a saver extraordinaire. If you’re new to the app, here’s a quick rundown: Ibotta lets you save money when you spend money, both in person and online. Simply download the Ibotta app, choose offers before you shop, then upload your receipts to get cash back. Or, for online shopping, visit your favorite retailers and travel companies through the Ibotta app for cash back on website purchases.

Now, Ibotta is making it even easier to save when you shop at certain retailers and restaurants using mobile payments from Pay with Ibotta. This new feature lets you pay straight from the Ibotta app and get up to 10% instant cash back on your entire purchase.

Here’s How Pay with Ibotta Works:

STEP 1: First, add a payment method, like a credit or debit card. (Don’t worry — all your financial info is protected with bank-level encryption.)

STEP 2: Then, head to a participating Pay with Ibotta retailer. You can find a full list of retailers by navigating to the Pay with Ibotta section of the app and selecting “View All.” Want a reminder? Receive a notification when you’re near a participating restaurant or retailer by enabling Nearby Offer Alerts in your Ibotta account settings.

STEP 3: Shop (or eat)!

STEP 4: When it’s time to check out, find your store or restaurant in the Pay with Ibotta section of the app, enter your checkout amount, then hit “Pay.” Ibotta will generate a gift card code. Present your gift card code to the cashier or server to scan or provide them with the numerical gift card number to complete your mobile payment.

STEP 5: Enjoy instant cash back with no fees, no receipts, and no waiting!

Ready to start saving? Here are five ways to save money using Pay with Ibotta mobile Payments:

Restaurants & Groceries

Breakfast, lunch, and dinner — you can save at every meal! Use Pay with Ibotta at your favorite restaurants and coffee shops. Fuel up at Peet’s Coffee, Chipotle, Jamba Juice, Texas Roadhouse, Applebee’s, IHOP, Chili’s, Steak ‘n Shake, and Olive Garden. Or pick up groceries at Walmart or Whole Foods Market to make a meal at home.

Hobbies & Home Improvement

Tackle that home improvement project or treat yourself to some weekend gear at stores like The Home Depot, Lowe’s, Cabela’s, and Bass Pro Shops. Or pick up home decor and accessories at The Container Store, Bed Bath & Beyond, and Yankee Candle.

Fashion & Apparel

Dress for less at American Eagle, Athleta, Banana Republic, Forever 21, Gap, Old Navy, The Children’s Place, and Sunglass Hut. Find shoe savings at Adidas and Foot Locker. Makeup lovers can find their perfect shade at Sephora and Ulta.

Entertainment

Save on your next date night with instant cash back at Regal Cinemas, AMC Theaters, Dave & Buster’s, and Topgolf. Or plan the perfect night in with goodies from GameStop or Barnes & Noble.

Pet Care

Treat your furry friends and save at the same time. Stock up on kibble, kitty litter, and more at Petco, Walmart, Whole Foods, and CVS.

Want to save even more? Some Pay with Ibotta partners let you combine your mobile payment savings with other cash-back offers. Visit the Ibotta app and choose your offers before you shop, use Pay with Ibotta to get instant savings at checkout, then upload your receipts or connect your loyalty accounts to get cash back on the offers you chose.